Whether you own a yacht, jet ski, sailboat or fishing vessel, you should know that these watercraft require their own boat insurance policies. The added cost of an additional boat policy may seem like a hassle but it will provide needed coverage on a stormy day.
Some boat coverage may be available under your homeowners insurance, but depending on the type and length, it may be restrictive and only provide limited coverage. It’s important to let us know if you have a boat so we can provide proper advice.
A boat insurance policy will provide coverage for storms, vandalism, theft and fire. It will also protect you financially if an accident occurs or you damage another boat or cause bodily injury to another person.